Perspectives on the road ahead
Research, white papers, and short notes drawn from work inside automotive, mobility, and advanced tech companies. Read on the site or download the paper to your inbox.
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HOW FINANCING BURIES NEGATIVE EQUITY
Underwater trades, rolled-in balances, and 84-month terms are quietly rebuilding the monthly payment. A look at where the affordability risk actually sits, and what it means for the book.
White paperDownloadUnderwater: Negative Equity is not just a consumer problem
An AMA white paper on why negative equity has become a structural constraint across auto retail and lending — from the rollover trap and the closed EV escape hatch to what OEMs, lenders, F&I, and dealers can actually do about it.
AutoMobility Advisors · Jun 1, 2026Get the paper- White paperDownload
Enterprise Intelligence before Artificial Intelligence
A joint white paper with Strategy Software on why semantic governance, compute efficiency, and collaborating analytics are the precondition for reliable intelligence at automotive scale.
AutoMobility Advisors · Apr 1, 2026Get the paper - White paperDownload
AI & IoT in Connected Vehicles: Driving New Revenue Streams
A joint white paper with Devox Software cutting through the noise around connected-vehicle monetisation: eight revenue models, the OEM and Big Tech battle for the customer relationship, and the EU Data Act in practice.
George Ayres · Mar 1, 2026Get the paper - White paperDownload
Smarter Shared Fleets: 10 EVs Built for Car Sharing
A joint white paper with INVERS for operators who cannot afford to be wrong on fleet choices. Vehicle snapshots organised around what actually moves outcomes in shared use: insurance exposure, charging behaviour, serviceability, and the user learning curve.
AutoMobility Advisors · Feb 1, 2026Get the paper - White paperDownload
New Architecture of Mobility | CES 2026
An AMA report from CES 2026 on the architectural shift reshaping mobility: software-defined vehicles, the consolidation of the connected stack, and the partnerships now defining who captures value from the next generation of platforms.
AutoMobility Advisors · Jan 15, 2026Get the paper - White paperDownload
Making a Connection: Modernising Legacy IT in the Connected Car Era
A joint white paper with Northern Lights Technology Development on the IT modernisation problem hiding underneath every connected-vehicle programme, and the migration patterns that have actually shipped.
AutoMobility Advisors · Nov 1, 2025Get the paper - White paperDownload
Getting HMI Right is Crucial for Autonomous Driving
Why human-machine interface design is the make-or-break layer for autonomous adoption, and what the leading programmes have learned about trust, hand-off, and the moments where drivers actually look at the screen.
AutoMobility Advisors · Sep 1, 2025Get the paper - White paperDownload
Analysis of EV Residual Value Factors
A structured look at what is actually driving EV residual values today: battery health, charging access, brand mix, and policy exposure, and how lenders, OEMs, and fleet buyers should be pricing risk.
AutoMobility Advisors · May 1, 2025Get the paper - White paperDownload
Competitive Insights and Highlights from CES 2025 | An AMA Analysis
AMA's analyst-grade read-out from CES 2025: what the major OEM and Tier-1 announcements actually mean for product roadmaps, partnerships, and the competitive map heading into the rest of the year.
AutoMobility Advisors · Jan 20, 2025Get the paper - White paperDownload
Chinese Electric Vehicles – The Middle Kingdom Charges Up
How Chinese EV makers built a structural cost and software advantage, where Western incumbents are responding well, and what the next phase of global EV competition is likely to look like.
AutoMobility Advisors · Dec 1, 2024Get the paper - White paperDownload
7 Rules for Connected Vehicle Data Collection and Utilisation
A practitioner's checklist for the teams actually building connected-vehicle data programmes: consent, schema discipline, retention, partner contracts, and the operating rules that separate compliant programmes from costly ones.
AutoMobility Advisors · Aug 1, 2024Get the paper
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